118 W Cayuga Street, Oswego, NY 13126 | MLS #S1679326 | HUNT Real Estate
Chip Murphy

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  • 39 days on site
  • 34 views

Listed at $119,900, this three bedroom home on West Cayuga sits between two of Oswego's strongest anchors. Franklin Square's historic district is a quick drive one direction, SUNY Oswego is a few minutes the other way, and the rest of town is well within five minutes. Built in 1900 and recently freshened up, the 1,192 square foot home offers three bedrooms, a full bath, new flooring through much of the interior, and new kitchen appliances. The footprint is efficient and the layout works whether you're moving in or renting it out. Out back, a nice deck adds real outdoor space for the warmer months, set on a low-maintenance lot. For a first-time buyer, an investor with an eye on student rentals near SUNY, or a landlord adding to a long-term portfolio, the numbers here deserve a serious look. Three bedrooms, recent updates, and a location this central rarely come together at this price.

Source: New York Alliance, MLS#: S1679326

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  • Property Type
    Residential
  • Lot
    0.13 acres

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Chip Murphy
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  • Median Age
    36
  • Population Density
    319
  • College Educated
    38%
  • Estimated Median Income
    $54,759
  • Estimated Total Home Owners
    9,037
  • Estimated Total Renters
    4,470
  • Owner / Renter Divide
    67% / 33%
  • Estimated Average Household Size
    2
  • Total Population
    35,369
  • Community data courtesy of LiveBy, Inc.

Owning this Home

$
$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

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Life at 118 W Cayuga Street

Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/25/2026Source: New York Alliance Price Reduction
$114,900 -4.2%
Greg Wakeman
Listing Agent
6/11/2026Source: New York Alliance Status Change
Active
Greg Wakeman
Listing Agent
6/4/2026Source: New York Alliance Status Change
Active Under Contract
Greg Wakeman
Listing Agent
5/21/2026Source: New York Alliance Added to Database
May 21, 2026
Greg Wakeman
Listing Agent
Listing provided courtesy of Hunt Real Estate Era- MLS# S1679326MLS Provider